Optional benefits available to any employees enrolled in the Manitoba Construction Industry Plan (Hour Bank or Office).
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Family coverage covers spouse and dependents for a percentage of the employee’s insurance amount. For example:
- Employee is covered for $25,000.
- Spouse is covered for $12,500 (50%) if they have dependents; $15,000 (60%) if they do not have dependents.
- Each dependent child is covered for $2,500 (10%) if there is a Spouse; or $5,000 (20%) if there is no spouse.
- The premium for this family coverage is calculated based on the Employee’s coverage amount and the family rate: that is $25,000 * $0.04 = $1.00 per month to cover the whole family (EE, Spouse, and Dependent children)