Optional benefits available to any employees enrolled in the Manitoba Construction Industry Plan (Hour Bank or Office). 

Accidental Death & Dismemberment

Accidental Death & Dismemberment

Premiums:

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Like your quote? Use the form below to apply now.

Click here to download the AD&D application form.

Family coverage covers spouse and dependents for a percentage of the employee’s insurance amount. For example: 

  • Employee is covered for $25,000. 
  • Spouse is covered for $12,500 (50%) if they have dependents; $15,000 (60%) if they do not have dependents. 
  • Each dependent child is covered for $2,500 (10%) if there is a Spouse; or $5,000 (20%) if there is no spouse. 
  • The premium for this family coverage is calculated based on the Employee’s coverage amount and the family rate: that is $25,000 * $0.04 = $1.00 per month to cover the whole family (EE, Spouse, and Dependent children) 

Employee

Spouse

Critical Illness

Premiums:

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Click here to download the Optional Critical Illness application form.

Note: The dependent rate covers ALL dependents.

Employee

Spouse

Life Insurance

Premiums:

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Like your quote? Contact us to apply for Optional Life Insurance.

*All subject to evidence of insurability.

Suicide Clause: 24 months

Coverage Terminates at 71

Max $500,000 for employee

Max $250,000 for spouse

Minimum $25,000

Upload your Applications and Pre-authorized Debit forms below: